*{box-sizing:border-box}body{margin:0;font-family:Arial,sans-serif;color:#172033;background:#f5f8fb;line-height:1.65}a{color:inherit}.top{background:#10243e;color:#fff;text-align:center;padding:9px}.nav{background:#fff;display:flex;align-items:center;gap:22px;padding:15px max(22px,calc((100% - 1180px)/2));border-bottom:1px solid #dce6ef}.logo{font-size:25px;font-weight:900;color:#10243e;text-decoration:none}.logo span{color:#25a8e0}.links{display:flex;gap:8px;margin-left:auto}.links a{padding:8px;text-decoration:none;font-size:14px;font-weight:700}.toggle{display:none;margin-left:auto}main{max-width:1180px;margin:auto;padding:28px 22px 70px}.hero{background:linear-gradient(125deg,#10243e,#164b78);color:#fff;padding:62px 48px;border-radius:22px}.hero h1{font-size:clamp(36px,5.5vw,62px);line-height:1.05;margin:0 0 18px}.hero p{font-size:19px;max-width:820px}.btn{display:inline-block;margin:20px 8px 0 0;background:#25a8e0;padding:12px 18px;border-radius:8px;text-decoration:none;font-weight:800;color:#071b2c}.section{background:#fff;border:1px solid #dce6ef;border-radius:18px;padding:30px;margin:24px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.card{background:#fff;border:1px solid #dce6ef;border-radius:15px;padding:22px}.card a,.anchor{color:#1769aa;font-weight:800}footer{background:#10243e;color:#dce8f2;padding:42px max(22px,calc((100% - 1180px)/2));display:grid;grid-template-columns:1fr 1fr 1fr;gap:25px}footer a{color:#fff}@media(max-width:950px){.toggle{display:block}.nav{flex-wrap:wrap}.links{display:none;width:100%;flex-direction:column}.links.open{display:flex}.grid{grid-template-columns:1fr 1fr}}@media(max-width:620px){.hero{padding:40px 24px}.grid,footer{grid-template-columns:1fr}}